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State Housing Finance Agency Programs May Default Less Than Private Market Mortgages

State Housing Finance Agency Programs May Default Less Than Private Market Mortgages

State housing finance agency (HFA) programs come with great incentives for low-to-moderate income first-time homebuyers, including a lower down payment and down payment or closing cost help. But, what about the old “skin in the game” argument? Some believe the only safe mortgages are those that require large down payments and loans with assistance are […]


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